Homeowner Resources
Homeowner Value Comparison Guide
Six different numbers, six different purposes — a quick side-by-side reference for what each one actually tells you.
Homeowners regularly run into six different "value" or measurement numbers for the same property. None of them is wrong — they're each built for a different job. This guide lays them out side by side.
Side-by-Side Comparison
| Number | Answers | Prepared By | Basis |
|---|---|---|---|
| Appraisal | Market value | Licensed appraiser | Inspection + comparable sales |
| CMA | Suggested list price | Real estate agent | Active/sold listings, pricing strategy |
| Automated Estimate (AVM) | Algorithmic value range | Software / online tool | Public records, no inspection |
| County Assessment | Assessed value for taxation | County Board of Tax Assessors | Mass appraisal, annual notice |
| Survey | Legal boundary lines | Licensed land surveyor | Legal description, field measurement |
| Home Inspection | Physical condition | Licensed home inspector | Systems & structure inspection |
Click any row's name above for a full, dedicated comparison against a licensed appraisal.
What This Does Not Mean
Laying these numbers side by side isn't a claim that they should match, or that one can substitute for another. Each is scoped for a specific purpose, and only a licensed appraisal involves a property-specific inspection paired with a standards-based opinion of market value.
Frequently Asked Questions
Provided for general educational purposes. Last reviewed: August 2026.